Montgomery, AL asked in Estate Planning for Alabama

Q: If my spouse removes me as the beneficiary of his life insurance policy, will I be notified? I'm in the state of Alabama

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1 Lawyer Answer
Jack T. Carney
Jack T. Carney
  • Estate Planning Lawyer
  • Birmingham, AL
  • Licensed in Alabama

A: There are a lot of facts that would be important to have before someone can give you a specific answer (such as: are you going through a divorce, is there any legal requirement that your spouse name you as a beneficiary, etc). Generally speaking however, I cannot think of any mechanism whereby a beneficiary would receive notice of a change to a policy. The owner of the policy has complete control over the beneficiaries. If you were by chance the owner, then you may receive confirmation of the change. If you were not the owner, not only would you not be notified, but you would also have no right to demand to see the beneficiaries (unless of course there is a legal obligation that requires him to name you as beneficiary). Hope this helps.

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