Q: I am unemployed with credit card debt. I own my home and car. I have no money to afford bankruptcy filing.
I have attempted to find a well paying job as I had before so I can be responsible. However I have experience but no degree. So I am offered 8 to 10 per hour jobs. I have been attempting to find 2 jobs. However companies all want you to work the "peak hours." I would not be able to qualify for a HELOC on my home, as they would consider that I cannot repay the loan which ironically would be far less than the credit card payments I have kept up with. I own my home and vehicle. So I am concerned about losing my home if I file bankruptcy. However I don't see any way out. I live in orlando, fl. I do not believe that I homesteaded my property. What are my options?
A: Your uestions can only be answered by a local bankruptcy flyer reviewing your complete situation becaus hey raise a myriad of issues for which we do not complete information.
A: You should at least consult with an attorney to get an accurate understanding of your situation. That way you actually know where you are and what a bankruptcy costs, and if you are even eligible.
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