Q: Is there a simple way for me to check to see if I qualify for a Chapter 7 bankruptcy or do I have to speak to an
attorney upfront?
A: You really need to speak to an experienced attorney upfront. Many offer free consultations at which you may be able to determine your eligibility.
A:
If your income is less than the median income for a household of your size in your state, you can file for Chapter 7.
If not, things get complicated. You can try filling out the means test forms that are available online on the U.S. Bankruptcy Court’s website - http://www.uscourts.gov/forms/means-test-forms/chapter-7-means-test-calculation
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