Q: I was hit by a bus recently and the other party was determined to be at fault for the accident.
My vehicle was just declared totaled. I believe I will owe an additional $6k to pay off my loan after the insurance company gives me cash value, and I do not have gap insurance. Can I go after the bus company for the remainder of my loan, considering I was not at fault?
Generally, no. They only have to pay you the value of the car. How you financed it is your business.
However if you were hurt you have a claim for your injuries and should consult a member of the NH Assn for Justice for the county where the wreck happened.
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