Louisville, KY asked in Bankruptcy for Kentucky

Q: was in chapter 7 got discharged now in chapter 13 got case got drop due to my payments now wanna can I file chapter 7?

I am in a situation I have filed chapter 7 and was discharged in 2014 but ended up back in chapter 13 in 2016 but my case got drop due to payments and now wanna now can file chapter 7 again?

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2 Lawyer Answers
Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY
  • Licensed in Kentucky

A: No. If you were discharged in 2014 you cannot file another chapter 7 until 2022.

Justin M. Gillman
PREMIUM
Justin M. Gillman
Answered
  • Bankruptcy Lawyer
  • Edison, NJ

A: You can file a Chapter 7 but you cannot get a discharge in the case. The Bankruptcy Code states that you cannot get a discharge for 8 years after a prior Chapter 7 discharge. Starting in Chapter 13 is not a reason since its been 4 years since your last Chapter 7.

Not sure the reason you filed bankruptcy but would suggest you consult and retain an experienced attorney.

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