Fort Lauderdale, FL asked in Personal Injury and Car Accidents for Florida

Q: Why is my insurance company paying?

I was a passenger in an Uber accident. My attorney is harassing me for my insurance information so they can cover my medical bills.. I was a passenger, not a driver. This wasn't my fault. Why is my insurance company paying? Doesn't Uber have a 1,000,000 insurance policy?

2 Lawyer Answers
Anna Katherine Stone
Anna Katherine Stone
Answered
  • Personal Injury Lawyer
  • Tampa, FL
  • Licensed in Florida

A: If you are a FL resident and own a vehicle then the first $10,000 in medical is paid by PIP which is under your personal policy. It’s no fault insurance. I encourage you to speak to your attorney.

Drew Bruner agrees with this answer

David Hughes Harris
David Hughes Harris
Answered
  • Personal Injury Lawyer
  • Venice, FL
  • Licensed in Florida

A: In Florida, your Personal Injury Protection (PIP) is your mandatory health insurance for auto-related injuries. It is also known as the No-Fault law. So, in any accident in which you are a driver or passenger, your own PIP pays your medical bills (80% of reimbursement rate) up to $10,000.00.

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