Q: Filed ch 7 in 2009, currently in ch 13 want to convert to 7 but read that if i convert it wont be dischargeable?
at the time I filed ch 13 I could not file ch 7 because it had not been 8 yearsso technically if I was not able to file ch 7 at the time I filed ch 13 converting would not be an option. Dismissing ch 13 and re-file?
A: Not sure why it wouldn’t be dischargeable.
A:
A new Chapter 7 can be filed 8 years after the filing date of the previous one.
If you file a Chapter 13 within the 8 years and convert to Chapter 7, the date of filing does not change.
No Chapter 7 Discharge.
If it was different, then a person could file a 13 and convert to 7 right after getting a discharge on the first 7.
As far as dismissing the 13 and then filing a 7, there are certain waiting periods.
Consult a bankruptcy attorney.
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