Q: How long do you have to file a lawsuit against the other driver in a car accident?
A: The answer is more complicated than it may seem. If you accident is in KY, and you have not rejected the provisions of Kentucky's Motor Vehicle Reparations Act ("MVRA"), then you usually have two years from the crash or two years from the date of the last PIP payment under the MVRA. There are many exceptions. For example, a spouse's claim for loss of consortium is not extended by the MVRA and must be filed within one year. Also, a PIP payment that is a "replacement" payment does not extend the statute. Speak with an attorney about the specific facts of your case and do not wait! The sooner you engage an attorney the sooner he or she can begin building your case.
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