Q: We got a discharge under chapter 7 in July 2011. Wells Fargo let us stay in our home. No reaffirmation. Can we sell w/o
A: As long as you can get enough to sell the home and pay off WF, you can sell the home.
You need to confirm that the house was abandoned in Chapter 7 by the Trustee. Once the Trustee abandons the property, the only issues will be between you and Wells Fargo and any other creditors who may have a lien on the property such as a judgment, HOA, second mortgage or other liens that will go through a bankruptcy case and still be attached to the real property.
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