Q: Hi, I'm on SSI disability and I'm going to be filing Chapter 7 bankruptcy on my own without a layer.
I know the first thing I need to do is take a Pre-Filing Bankruptcy Credit Counseling course, and I'm going to do that online. When completed I will be filing Form B101 and Form B103B. I also need to file a B101B. Is the B101B filed with the B101 and B103B? Or possibly do I file every form I need at once? Or do I file just Form B101 and B103B and wait for further instructions? I live in New Mexico and I'm hoping I can file electronically? Thank you for your help.
A: You should file all the forms together if possible. The website for the bankruptcy court in your district should have the required forms on their website.
A: You will need to file with the clerk of the bankruptcy court (bring physical papers in). There may be non-profit organizations that will help you fill out paperwork, but not provide legal advice. As previously advised, the New Mexico bankruptcy court website has instructions: http://nmb.uscourts.gov/self-rep/understanding-bankruptcy
If you have no assets, and only income is SSI, you should be fine on your own. If you have any assets, you may want to consult with a bankruptcy attorney.
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