Albuquerque, NM asked in Bankruptcy for New Mexico

Q: Hi, I'm on SSI disability and I'm going to be filing Chapter 7 bankruptcy on my own without a layer.

I know the first thing I need to do is take a Pre-Filing Bankruptcy Credit Counseling course, and I'm going to do that online. When completed I will be filing Form B101 and Form B103B. I also need to file a B101B. Is the B101B filed with the B101 and B103B? Or possibly do I file every form I need at once? Or do I file just Form B101 and B103B and wait for further instructions? I live in New Mexico and I'm hoping I can file electronically? Thank you for your help.

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2 Lawyer Answers
Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: You should file all the forms together if possible. The website for the bankruptcy court in your district should have the required forms on their website.

Cristina M. Lipan
Cristina M. Lipan
Answered
  • Bankruptcy Lawyer
  • Brooklyn, NY

A: You will need to file with the clerk of the bankruptcy court (bring physical papers in). There may be non-profit organizations that will help you fill out paperwork, but not provide legal advice. As previously advised, the New Mexico bankruptcy court website has instructions: http://nmb.uscourts.gov/self-rep/understanding-bankruptcy

If you have no assets, and only income is SSI, you should be fine on your own. If you have any assets, you may want to consult with a bankruptcy attorney.

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