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I am 62 years old and due to health problems, I am unable to work. After going through a divorce and losing everything, I have managed to pay down my debts from over $700,000 to about $50,000 in credit card debt. I have no income and am living with my cousin for free. I am not receiving Social... View More 
answered on Feb 24, 2025
You may want to consult an attorney regarding a chapter 7 or chapter 13 bankruptcy to see which best resolves your situation.
Attempted 3 times to settle debt directly but all payment has been denied. Request garnishment only.
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answered on Oct 28, 2024
I'm sorry to hear that you're facing this situation. It must be frustrating to have your attempts at settling the debt directly denied. Since the collector insists on garnishment only, it's important to understand your options.
You might consider filing a motion with the... View More
She sent me a email, to see if i was ok with her doing that! I moved out of that house November 29th 2023! Because of My Son and Her Gaslighting Me! I was Asked to Purchase this house with Her and Was Promised if I needed help with my personal bills, they would help Me! Well that never Happened, I... View More
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answered on Aug 15, 2024
You deserve to have your concerns addressed, especially when it comes to something as significant as your name being removed from a mortgage and deed. It sounds like you’ve been through a challenging situation, and it’s understandable that you want to be free from this property and have your... View More
answered on Jul 8, 2023
No. You will Not be able to discharge the last three three years tax obligations prior to filing (ie file today, 2022, 2021 and 2020 tax obligations non dischargeable). The rest should be dischargeable if the returns that year were timely filed or more than three years has flowed since the filing... View More
Is there any legal help I can get to obtain possession of a car in co-signed for on a loan? My son, who has the same as me, has consistently failed to make monthly payments, forcing me to make them to keep my credit standing.
We were a 3rd party contr ax actor which my employer gave us run around on wages for prevailing wages and were afraid if we pursue this hell never pay and close the doors. Got to thinkin what is certified payroll for to account for every penny spent of tax payers money so if our boss goes belly up... View More
answered on May 23, 2023
In theory, the GC should be liable for the unpaid subs, yes.
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answered on May 3, 2023
If you only have a Lease with Option to Purchase, then you do not own real property, only a contract right. That would be personal property which you could reaffirm or discharge. If you are the land owner, then that could easily be property of the BR Estate. If debt is in default, the... View More
I'm currently for the next year now on unemployment and they know about that when I started the process
I want to file for bankruptcy. I think i was a victim of a scam. I have not filed my taxes for 2020 and 2021 and know that I owe $140K for 2020 and will owe for 2021 and 2022. I wont be able to pay those in my lifetime. I took out loans and a lot of my retirement funds in 2020 and 2021 with a scam.... View More
answered on Jul 11, 2022
You should go see a good bankruptcy lawyer because you sound like a candidate for relief. On a board like this individualized advice is impossible.
When you go to the lawyer be prepared to complete a questionnaire that will list all your assets and all debts. Your best tax relief can come... View More
No transportation no state I.D. no job assistance, no food,clothes no help whatsoever. Florida State Prison just abandoned meas well Pride Enterprises.
answered on Jan 5, 2020
Depends on what authorizations, if anyone, you have given them. In some instances, they may set off what you owe them, although much more info is needed to properly answer your question.
answered on Dec 23, 2019
Your local bar association or legal aid society should be able to help you.
People in N.M. immigrant. Illegal alien. Difference? 3 to 6 months living in N.M. through income support. Immigrant has to become a U.S. citizen within two years. I'm a dumb deadbeat dad and a meth user. Why have they allowed violent law enforcement to be paid millions of dollars to protect... View More
answered on Nov 5, 2019
Hello. If you only have social security income and your assets are exempt under the new mexico state exemption laws you may not even need to file bankruptcy. Your social security income may not be garnished by creditor and if your assets are exempt those cannot be taken either. Your creditors may... View More
answered on Aug 16, 2019
If you plan to keep the car and continue making payments, then your father will not be affected by you filing bankruptcy. However, if you fail to make the payments and they eventually repossess the vehicle then that will negatively impact him since he is equally liable for the debt you have... View More
She responded to my email and sent a CC to a stranger instead of my husband.
answered on Mar 8, 2019
Unless you have actual damages from the errant email, there is no case.
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