Q: Hi, I'm on SSI disability and I'm going to be filing Chapter 7 bankruptcy on my own without a layer.
What does it mean when it asks if the claim is subject to offset? Also how do I get the last 4 digits of an account number on a collection agency claim? Also when it it asks if the claim is "Contingent" "Unliquidated" or "Disputed" what does this mean? And finally for todays questions What type of NonPriority Unsecured Claim is a claim from a collection agency?
A: The claim is subject to offset if the creditor is holding or may owe you money as well. Last four digits should appear on your credit report. Contingent means depends on a circumstance or event, unliquidated means the amount of debt has not yet been determined, and disputed means the debt or the amount is in controversy and not agreed upon. A non priority unsecured claim is a claim that is not secured by collateral and is not the type of debt entitled to priority above other debts.
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