Q: I bough a bike the disputed it now merchant want to charge me as fraud
I bought a bike with a local bike shop. After a week it starts to become defective the handles bars would come me off and the break lines snapped I tired to have the merchant fix it but new problem keeps on coming. I finally decided I want to return the bike and the merchant refused I also asked if I can exchange it the merchant refused too. In the end I disputed the charge through the credit card. Initially the merchant won and I ended up just selling the bike for less than half of the value. After the second review of my credit card dispute the case was decided in my favor wall this happened within a week. No the merchant is trying to file fraud charge against me is this considered fraud.
An attorney looking at these facts might ask for further details. A Utah attorney who handles such matters could examine all statements/written evidence from you and the merchant to determine whether the elements of fraud, as alleged by the merchant, were met.
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