Q: 10 year old private student loan debt, do I reply to this mail?
https://ibb.co/nqMAj9 this is basically a notice about a 10 year old debt asking for validity or being sued. The debt is apparently over $16,000+ and I don't remember anything about it.
I need these calls to stop and leave me alone. I do have a federal loan situation, so I know those loans won't be discharged I have very little money and i'm thinking of bankruptcy
If I write back to them, does that make the debt valid again?
A: No. Either the debt is valid or it is not. Demand verification of thr debt under USC 1692. They must cease calling and contacting you until they comply.
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