Q: Do I need a lawyer to file for a partition of property? If I hire one, am I just making a bad situation more worse?
My mother had bad credit. I had excellent credit. She said it would be good for my credit and my future if we bought a house together while I went to school full time and paid my loans as a I went. This is in Idaho. She was the primary owner and she paid the mortgage, as she promised. I gave her money whenever she asked for it, and I had to take a full time job because I became worried she could not handle the mortgage. We now both live in different states than the property. She has been late on payments and now I have really bad credit because of my debt to income ratio and a history of late mortgage payments. I can't even get a tiny credit card or apply for an apartment to rent. What can I do? I have limited income and haven't quite finished college.
A: Why don’t you ask your mother to quit claim her interest in the property to you? Partitioning this property won’t answer the question of what money you might owe to your mother? As for your question, this is not a difficult situation for an experienced attorney to handle, and if you know what you’re doing why don’t you do it yourself? Any lawyer you hire is going to charge you a retainer but I can’t imagine why that would make the situation you find yourself worse.
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