Brandon, FL asked in Insurance Bad Faith for Florida

Q: Does the insurance co of other driver required to tell me their insurance was lapsed when I’m filing a claim with them?

I called to report the accident through the other driver that ran a red light and hit me. Called my ins and then called the other driver. They told me their driver has not filed a claim yet and asked what happen. No where in there during the entire conversation did they say his ins lapsed and he was not covered till 3 days later and I had already went to the doctor. Now I have to pay $1000 deductible for medical when I could have just went to my regular doctor. Also how do I know if they tested him for alcohol? No skid marks of him trying to stop before he hit my car

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1 Lawyer Answer
Terrence H Thorgaard
Terrence H Thorgaard
Answered
  • Freeeport, FL
  • Licensed in Florida

A: Did the insurance company tell you to go to the $1K/ visit doctor?

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