My insurance adjuster called me today asking me really detailed questions that I’ve already answered before and asking me things he should’ve been asking a mechanic. My mechanic stated that the car was a total loss due to flood after several diagnostics and my adjuster ignored him and stated he... Read more »
answered on Jan 26, 2023
There are good and bad insurance companies, and the bad ones routinely deny valid claims and/or are extremely stingy because they figure their resulting higher profits will outweigh the losses caused by lawsuits. When an insurance company has no rational basis for its denial or stingy offer,... Read more »
Insurance company stated that they are not obligated nor legally allowed to pay for insurance on the rental. When someone else hits you and their insurance is reimbursing you. It seems as though they should also pay for the insurance on the rental. Is the insurance company telling me a bs story or... Read more »
answered on Aug 10, 2022
Check your insurance policy. The terms of the policy determine if you have coverage for a rental or not.
Willful wrong done by corporation. Have life insurance case 2 lawyers will take. But I feel the case warrants punitive damages. 2 trial lawyers fail to return call. Case is either Florida or federal. The life insurance policy was a single premium variable guaranteed renewable. It can be... Read more »
answered on May 14, 2022
Only a Florida attorney could advise as to the limitation you mention, as it could involve state-specific law. But your question remains open for four weeks. As to the other more general legal issue you raise about warranting punitive damages, that is often up to the discretion of the court in many... Read more »
He has to go through his employer to fix it. He has but his employer isn’t doing anything but his employer says he is. Is there anything legally I can do to get his name fixed so we can get the insurance that he’s paying for since march?
answered on May 12, 2022
It seems odd that a mere spelling error on the insurance paperwork should prevent you from getting medical care for your child. If the child needs medical attention, ask the medical provider to contact the insurer and get the care pre-approved.
I started a multiple root canal and crowns with my insurance last year in December, the max time to finish the procedure safely was 21 day, it took 114 days for them to provide a dentist that was in network and had not dropped them. I find this excessive and unreasonable, because the failure to... Read more »
answered on May 1, 2022
A Florida attorney could advise best, but your question remains open for two weeks. For this type of matter, an attorney could require a dental/oral surgery professional's opinion in terms of the impact of the delays. That's why the question is difficult to answer. You could reach out to... Read more »
When u call insurance companies, they say we have to pay more for more coverage. Online it says it should already be covered. Feel like insurance company is lying. Pls clarify.
answered on Apr 6, 2022
It would depend on the terms of the policy. If the insurance company tells you that they would charge more for a policy that covers solar panel systems, they can certainly do that. Whatever you read on the Internet was probably a general statement and not about any specific policy.
I’m in a process of real estate insurance claim and adjuster wants to have a recorded statement from me. Do I really obligated to give him a statement or I can refuse a statement?! Also, most likely I’ll hire a lawyer, if the amount offered is low. A loss mitigation company was dispatched to... Read more »
answered on Feb 25, 2022
It depends what your insurance policy says about the requirement to give a recorded statement.
Easier to explain on phone. Insurance company was wanting me to give then phone logs bank statements and all. The truck was stolen and wrecked not able to drive insurance company didn't send an adjuster and tow yard auctioned while husband was incarcerated. Extra keys were taken in first break... Read more »
answered on Feb 16, 2022
I'm sorry this happened to you and your husband. A Florida attorney could advise best, but your question remains open for two weeks. It looks like you want to explain your situation on the phone, but this forum doesn't work like a referral service. Attorneys can't reach out to you -... Read more »
I was told that property management company that their tenants pay deposit through a third party company. I went through that website as instructed. And later found out I was paying a premium for security deposit insurance that doesn’t cover anything for me only the property management company.... Read more »
answered on Feb 16, 2022
Could it be that the representative of the property management company was mistaken? When you went through the website you should have noticed that you were paying for insurance. If it means that much to you, you perhaps could sue the property management company even though you, in my opinion,... Read more »
answered on Feb 11, 2022
A Florida attorney could advise best, but your question remains open for two weeks. You need an attorney who is experienced with auto claims, possibly dealing with insurance company special investigations units and sometimes criminal investigations. It might be difficult to find someone who... Read more »
My deceased father made his sister a successor on his life insurance and I was a minor at the time of his death. I want to know did the agent have rights to release my portion of the money to my half brother who gained guardianship of me, being that my Aunt was the successor.
answered on Jan 22, 2022
Have you contacted the life insurance company? Was a guardianship opened on your behalf? If so, money was probably released into the guardianship account. I would need more information to give a proper answer.
Hello. I want to return my car because I plan on buying a house early 2022 and don't want a car payment listed as a bill when I apply for loans. I got into a wreck last month. I only have pip insurance. It's a fairly large dent in the driver side of the door. The person's insurance... Read more »
answered on Dec 29, 2021
Your plan has serious flaws in it, not the least of which is a possible legal claim from the dealer seeking the remaining monthly payments that you agreed to pay at the beginning of the lease.
Whoever told you that you can just return a badly damaged leased car to whoever leased it to you... Read more »
their vehicle and get the purse of the person on bail and make the signer get into the purse and pull out a credit card and run the card for 3500 dollars and then bring the person on bail out to the desk still handcuffed and force them to sign a collateral receipt and take 50 dollars cash from the... Read more »
answered on Dec 12, 2021
For this issue, you must consult a criminal defense attorney (either hired by you or court-appointed). Bail bondsmen have certain limited powers to detain a defendant who has failed to appear in court while on bond. Whether the one in your situation went beyond their legal powers is a question... Read more »
It's a old policy didn't know that they had this my dad died in 1993 and my mom died in 2021 and I was both of their caretakers
answered on Nov 14, 2021
I just googled "Independent Life" and found that there used to be an "Independent Life and Accident Insurance Company" that was taken over by American General Life And Accident Insurance Company, and that there is an "Independent Life Insurance Company" that is a... Read more »
On 7/25/2020 i was in one car accident. Somehow a duplicate claim was made for same accident. Geico refused in writing to remove duplicate claim (they even state in writing that it is a duplicate claim) because they say once in the system it can not be removed. It now shows on my record that i had... Read more »
answered on Oct 2, 2021
When you apply for insurance, attach a copy of the admission from GEICO that it is a duplicate claim and that it "can not be removed" from the system.
I was paying my car insurance thinking it would take around $200 for my car but it took around $400 because my agent added my son and daughter to my insurance without informing me first so now I have $-200 in my account
answered on Sep 12, 2021
Usually, all members of the household that are of driving age are listed on the policy. Also, all owners of the vehicle are listed on the policy regardless of their residence address.
Typically, you are sent a declaration page of the insurance coverage and the premium amount. If you opened... Read more »
I bought a home with an old roof in May 2021. I had only one option for HOI as a result. The company was provided a copy of the 4 point inspection and agreed to issue the policy. I was buying the property with the intention of doing some renovations in the next year or two, but didn't have the... Read more »
answered on Aug 13, 2021
What are they saying is the reason they are cancelling; did you give them false information of any sort?
Im in Virginia for 2 weeks only and they keep saying I need Virginia insurance which is illegal because I'm a Florida resident
answered on Aug 3, 2021
Are you saying you can't pick up a phone, call a Florida insurance broker, and get Florida insurance? That is very doubtful. In any event, I don't believe it will be suspended before you return to Florida.
My insurance company is charging a 1100% markup for wrist braces, discounted to 450% for in-network.
First, my doctors office told me the cost for the braces was $10.40 when I asked how much they were. A week later I received a bill for $224 (discounted from $566)
They admitted... Read more »
answered on Jul 18, 2021
American healthcare is unlike any other business of supply and demand. In the healthcare world, the healthcare provider and the health plan agree on prices. You as the consumer (patient) do not dictate, negotiate or drive pricing up or down. You agree to pay the health plan premiums without price... Read more »
I was having trouble getting my older boat insured. My friend/agent said he would probably just put his name on it so we could get it insured. Mind you, he has nothing to do with the boat nor has he invested in it. He strictly put his name on it to get it insured. The boat sank. Insurance company... Read more »
answered on Jul 6, 2021
Reading between the lines I have a feeling that your "friend/agent" works for the insurance company; am I right?
If so you can file a complaint against your agent with the Department of Financial Services, Division of Insurance Regulation.
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