Q: got blister at work. overnight it turned blood poisoning. hospital for two days. Called boss heading to ER. not paid?
Hospital bill still not paid. Made me use my vacation time for my days missed. Specialist still not paid. The blister was from filing metal for about four hours. I had gloves on but that didn't help. Company says they don't do workers' comp. Away from my children in hosp overnight. What should I do?
A: The blister was caused by working, so it is certainly a workers comp (WC) type of injury. You’ll need to investigate whether your company has WC coverage and simply has some policy not to use it, or do they not have the coverage. Remember, WC coverage is an insurance. Insurance is purchased to reduce the risk of loss to someone. In this case (WC) it’s two risks reduced: 1) the worker’s; and 2) the employer. No coverage does NOT necessarily mean no recovery. You may have a claim against your employer for various types of negligence, such as knowledge of the potential danger to you and a failure to warn or protect you. I recommend that you discuss this with a local personal injury lawyer who can ask you the right questions to help you figure out a course of action.
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