Q: Freedom Debt Relief can't add AAFES. Is it possible to stay w/FDR but file bankruptcy for only AAFES?
I want to pay my debts that FDR is helping me with. AAFES debt was @ $5k when I was forced into medical retirement from the Air Force in 2011. Even though AAFES has diverted @ $3k in tax returns to put towards my debt, they claim I owe them almost $10k now. This is an absolute abuse of power by them and it seems that numerous veterans are being abused in this manner. AAFES is the only bill that didn't stop increasing after I contacted them and closed my account. In fact, I think they failed to close it when I requested it in 2012. I can afford to pay off the agreed upon settlements that FDR has been working on. However, I will never be able to pay AAFES. Can I place just AAFES into a specific targeted bankruptcy?
A: You will have to list all your debts and creditors if you file bankruptcy, whether it is a 7 or 13. You may want to consider 13 if you have assets to preserve or 7 if you don’t, but you must list all your debts and creditors in your petition.
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