Parker, CO asked in Workers' Compensation for Colorado

Q: If I was injured and did not miss work, should I receive an admission of liability or denial from insurance co?

I was injured on October 1st and went to the workers comp doctor. I did not miss any work, but was put on modified duty. A claim was filed with my employers insurance and they have been paying medical. I have not received an admission of liability or denial. Should I have received this? My wages have been decreased but the insurance company is not paying any lost wages.

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1 Lawyer Answer
Julie Swanberg
Julie Swanberg
  • Workers' Compensation Lawyer
  • Albuquerque, NM
  • Licensed in Colorado

A: They don't have to file an admission of liability or a notice of contest unless you have lost the equivalent of 3 days or three shifts from work. If you are working fewer hours as a result of your injury, for example, if the doctor's restrictions say you cannot work as many hours as you used to, as soon as you accumulate 24 hours that you have not worked, that will trigger the insurance company's requirement to admit or deny liability. Presumably, you have kept track of how many hours fewer you are currently working than you were before your injury. If you are working fewer hours for any other reason, for example if the business has less need because of the season or something else, you probably would not be entitled to temporary disability benefits.

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