Canyon Country, CA asked in Foreclosure for Florida

Q: Is there any way that I can delay a homestead foreclosure with a scheduled court date? Motions or Injunctions to file?

I have a non-jury HELOC foreclosure trail scheduled for early Dec. 2018, (about a month away) on a homestead property in Hillsborough county:

-1st mortgage is trying to serve a Foreclosure Notice

-FHA

-HELOC- scheduled foreclosure trial in Dec.

I am considering filing a chapter 13 BK and need to buy some time to prepare. I am seeking advice on the following:

-Is there is any way to delay the process?

-For example, could I file a Motion for Mediation of Modification of Terms, etc?

-What Kind of affirmative defensive response can I provide once served the complaint?

-If so, where could I find the correct template(s) to compose the proper motion(s)/response(s)?

Related Topics:
1 Lawyer Answer
Terrence H Thorgaard
Terrence H Thorgaard
Answered
  • Freeeport, FL
  • Licensed in Florida

A: You should be able to file for bankruptcy protection by December. And remember, if they obtain a final judgment, the sale will probably be another 45 days at least. If you can't file for bankruptcy protection in 2 1/2 months, chances are further delay will not help.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.