San Francisco, CA asked in Consumer Law and Small Claims for New Jersey

Q: I was put up for repo. It went past that and was sued for the balance of the vehicle. I was issued a judgement.

Because I was issued a judgement for the cash value, does that mean I can request the title of my car and it's now my property, but am legally obliged to repay that amount ?

The way I see it is a court of law agreed that I owe the money and ordered me to pay, but does that then also eliminate their position or lien on my title?

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1 Lawyer Answer
Leonard R. Boyer
Leonard R. Boyer
Answered
  • Brooklyn, NY
  • Licensed in New Jersey

A: You are seeking things through rose colored glasses which is distorting your vision and the law. Depending on your overall financial situation, Bankruptcy may be right for you. An experienced CA Bankruptcy attorney will be able to determine which type of Bankruptcy is the correct one for you. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.

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