Q: Am I responsible for mortgage in both our names after divorce if my ex dies?
He can't refinance as agreed on. He had 90 days to do so. His health isn't the greatest. My concern is if he passes, am I liable for the mortgage since my name is still on the loan and deed, even if it states in the divorce papers that I'm not?
We had life insurance on the loan, so if he passes (or me) the house will be paid off. Does this mean if one of us passes, the other gets it?
A: These really are questions you should be asking your divorce lawyer. I can't interpret what your divorce papers say without actually reviewing them. As far as the insurance goes, it would depend on who the beneficiary is. I strongly urge you to consult with your divorce lawyer regarding your concerns, or, if you weren't represented, then consult with an experienced family law attorney in your are. In the meeting the lawyer can review your divorce papers and give you well-informed advice.
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