Q: Do I have to wait to cash any insurance settlement check for damage to my SUV if I also want to file a personal injury
claim for medical bills?
A: Generally you do not have to wait. The property damage claim is a separate claim from your bodily injury claim which includes claims for medical bills. You should make certain that there is no language on the endorsement section of the check that states you are waiving all claims related to the accident by endorsing and/or cashing the check.
Tim Akpinar agrees with this answer
Make sure you don’t sign a release of a general nature that covers elements outside of property damage.
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