West Valley City, UT asked in Collections for Idaho

Q: How long after my vehicle has been repossessed and sold should I receive a letter from the creditor about the sale?

My vehicle was repossessed. The amount I still owed was $5700. I received a letter 3 months later saying it was sold. It didn't say for how much. The finance company closed out the account as a paid repossession. But during all that time it sold the account to a debt collector who is trying to collect the $5700. Actually their trying to collect after interest they want $7,700. I was even sued and a default was entered in July 2017. Can I still fight the default?

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1 Lawyer Answer

Kevin M Rogers

Answered
  • Boise, ID
  • Licensed in Idaho

A: Idaho law provides five (5) days for you to replevin (recover) your car. Once the lien holder has presented the paperwork showing the note, the judgment and the order for sale to satisfy the amt. due, it will be sold VERY quickly.

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