Idaho Collections Questions & Answers

Q: How long after my vehicle has been repossessed and sold should I receive a letter from the creditor about the sale?

1 Answer | Asked in Collections for Idaho on
Answered on Nov 22, 2018
Kevin M Rogers' answer
Idaho law provides five (5) days for you to replevin (recover) your car. Once the lien holder has presented the paperwork showing the note, the judgment and the order for sale to satisfy the amt. due, it will be sold VERY quickly.

Q: debt collection cases

1 Answer | Asked in Banking, Bankruptcy, Collections and Consumer Law for Idaho on
Answered on Oct 15, 2018
Kevin M Rogers' answer
All debt collection STOPS as soon as you file ANY chapter in bankruptcy. If you’re behind on a car payment and you file bcy the collection against you will stop immediately. Same with a house if you’re behind on your mortgage. However the collection on these two kinds of debts will start again as soon as the collector can get the court’s permission.

Q: Collection company still collect after debt has been written off?

1 Answer | Asked in Business Law and Collections for Idaho on
Answered on Feb 14, 2018
Michael Hales' answer
My understanding is that they can. The company wrote off the debt when they sold your account to the collection company. I'd recommend reviewing the whole situation with an attorney.

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