Knob Noster, MO asked in Bankruptcy, Consumer Law, Contracts and Criminal Law for Kansas

Q: Bayview loan servicer not applying payments

Bayview loan servicing acquired our property in 2016. It was originally inc,used in a bankruptcy it we stayed in the home paying the monthly payment. Later, I fell on financial struggles which cause me to get behind in my payments. A short while later I was approved for mortgage modification & pymnts began debiting from my bank acct every month in July 2018 but by Oct 2018 they said I was not compliant and they reversed the modification. However all oymnts have been made. I have a shoe box full of letters, some stating our modification was approved and others stating it’s been denied. I’ve tried many times to resolve the matter with no success. I see a lot of ppl are struggling with this company. Is there anything that can be done?

1 Lawyer Answer
Timothy Denison
Timothy Denison
  • Criminal Law Lawyer
  • Louisville, KY

A: Hire a mortgage defense lawyer and let him handle it for you. You may have several options.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.