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Kansas Consumer Law Questions & Answers
1 Answer | Asked in Car Accidents, Consumer Law, Insurance Bad Faith and Personal Injury for Kansas on
Q: Concern about disclosing cannabis dispensary visit in insurance claim.

I am currently making a car insurance claim, and my insurance company is conducting an investigation. They want me to disclose that I traveled from a cannabis dispensary before the incident occurred. I am concerned that sharing this information might affect the approval of my claim. My insurance... View More

James L. Arrasmith
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answered on Jun 10, 2025

It’s completely understandable to feel uneasy about disclosing a visit to a cannabis dispensary, especially when it feels unrelated to the actual damage. However, insurance companies often ask for detailed background to assess a claim, and not answering could raise more suspicion than simply... View More

1 Answer | Asked in Consumer Law and Gov & Administrative Law for Kansas on
Q: Does a settlement confidentiality clause with a moving company violate the FTC's Consumer Review Fairness Act?

I recently hired a moving company that damaged my home and some property. I left negative reviews online, and now the company's claims department is offering a partial refund if I sign a release form with a confidentiality clause. The clause prohibits discussing the settlement in any public or... View More

James L. Arrasmith
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answered on May 15, 2025

The confidentiality clause in the settlement agreement with the moving company may violate the FTC’s Consumer Review Fairness Act. This law protects consumers from being penalized or restricted in their ability to leave honest reviews about products or services they’ve received. The Act... View More

1 Answer | Asked in White Collar Crime, Consumer Law and Criminal Law for Kansas on
Q: Guidance on fake email accounts used for gift card giveaways in Kansas.

I am aware of a situation where someone created fake email accounts and claimed to win multiple clothing gift card giveaways from a private Facebook group. The total amount of the winnings was under $2,500, and the incident occurred between 3 to 5 years ago. There is currently no ongoing legal... View More

James L. Arrasmith
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answered on May 15, 2025

I'm really sorry you're caught up in something like this, even just as a bystander. Gift card scams and misuse of online platforms can cause real harm, especially in smaller groups where trust plays a big role. It’s understandable that you want to know what should be done, even years... View More

1 Answer | Asked in Landlord - Tenant, Consumer Law and Real Estate Law for Kansas on
Q: Challenge $5k debt claim due to negligence in condemned low-income apartments, KS.

I live in a low-income apartment where the funding was pulled, and the apartments are being condemned. The office claims I owe about $5,000 for not recertifying, even though I have an appointment letter for the recertification and an office employee remembers me completing it. When I requested a... View More

James L. Arrasmith
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answered on May 15, 2025

If you haven’t received anything in writing about the \$5,000 debt, the first thing you should do is request formal documentation. Ask for a detailed, written explanation of the charges, including the date the debt was supposedly incurred and why it's being claimed. You have the right to... View More

1 Answer | Asked in Consumer Law for Kansas on
Q: Is arbitration clause enforceable if original financing fell through and no new contract was signed?

I purchased a used car in May 2024 and signed a sales contract that included an arbitration clause. However, the original financing deal fell through shortly after. I was later placed into a new financing agreement in July 2024, but I was never asked to re-sign any of the original documents. All... View More

James L. Arrasmith
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answered on May 14, 2025

You're right to question whether that arbitration clause still holds any legal weight. If the original financing agreement was never completed and the dealership later arranged new financing without having you re-sign or acknowledge updated contract terms, the enforceability of that original... View More

1 Answer | Asked in Contracts, Lemon Law and Consumer Law for Kansas on
Q: Legal options for returning a faulty vehicle after signing contract in Kansas.

I signed a contract with a car dealership at the end of January. The vehicle has had multiple issues, leaving me stranded after work. The dealer has attempted to fix the car three times, but the problems persist. I requested a refund of my down payment and expressed that I no longer want the... View More

James L. Arrasmith
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answered on Apr 12, 2025

It sounds like you’re dealing with a frustrating situation, especially since the vehicle's issues continue despite repeated attempts to fix it. Under Kansas law, you might have a few legal options depending on the specifics of the situation. The Kansas Consumer Protection Act provides... View More

1 Answer | Asked in Contracts and Consumer Law for Kansas on
Q: How can I manage unexpected dental payment obligations in Kansas due to a verbal agreement?

I started dental treatment at a new place, and they set up a monthly payment plan for the total amount. They didn’t specify that payments were required even for months I didn’t have appointments. Due to financial issues, I couldn’t make payments for several months and now owe over $700. There... View More

James L. Arrasmith
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answered on Apr 11, 2025

That’s a tough spot to be in, especially when you thought you understood the terms but later found out the expectations were different. In Kansas, verbal agreements can be enforceable, but only if both parties clearly understood and agreed to the same terms. If the dental office never told you... View More

Q: Seeking legal help for fraud and ID theft in Kansas

I am dealing with severe legal issues in Ford County, Kansas, where I have been a victim of abuse, fraud, impersonation, ID theft, and cyber-attacks. My family has made false claims against me, leading to dropped investigations and interfering with my attempts to seek justice. The KBI ordered an... View More

James L. Arrasmith
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answered on Apr 1, 2025

Your situation in Ford County, Kansas sounds incredibly challenging, and we understand your frustration in seeking justice while facing family interference. As a victim of fraud, identity theft, and cyber-attacks, you have several potential avenues for assistance that may help advance your case... View More

1 Answer | Asked in Consumer Law and Social Security for Kansas on
Q: Why would my SSDI case go to an individual to see if I still qualify for non-medical SSDI after the judge's hearing?

I was denied supplemental security insurance after the hearing.

James L. Arrasmith
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answered on Nov 24, 2024

After a hearing, Social Security may review your non-medical eligibility for SSDI even if you were denied SSI benefits. These reviews look at factors like your income, work credits, and other financial aspects that could affect your qualification status.

The person conducting this review...
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1 Answer | Asked in Consumer Law, Contracts and Real Estate Law for Kansas on
Q: How feasible would it be to put my house in an llc to avoid harassing calls from investors to buy it?
Anthony M. Avery
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answered on Mar 6, 2024

A well designed limited liability company will have a business address at some out of State or Country, with no member name shown. But property taxes still have to be paid. Hire a competent attorney to organize the LLC and draft that Deed.

1 Answer | Asked in Consumer Law, Personal Injury, Products Liability and Health Care Law for Kansas on
Q: Is anyone taking Abilify cases anymore?

My husband has been on Abilify for 20 years. He recently found out that Abilify could cause compulsive behaviors e.g., gambling and compulsive shopping. He changed medications about a month ago and quickly started to see the differences. The urges were gone, and he was able to admit to his... View More

Tim Akpinar
Tim Akpinar
answered on Mar 6, 2024

A Kansas attorney could advise best, but your question remains open for two weeks. I'm sorry for your family's ordeal. You would probably need to research online and reach out to law firms. Product liability firms that handle cases involving medications generally advertise the... View More

1 Answer | Asked in Consumer Law for Kansas on
Q: Bought car from dealer, found out today that they lied about it not having any mods, warranty is voided. Help!

2015 Subaru WRX STI.

Eddy Chrysler Dealership Wichita, KS.

Already paid for some repairs.

James L. Arrasmith
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answered on Nov 9, 2023

When purchasing a vehicle that was represented as unmodified, and you later discover modifications that affect the warranty, it's crucial to assess the situation thoroughly. Begin by examining the purchase agreement and any statements made by the dealership regarding the condition of the car.... View More

1 Answer | Asked in Consumer Law and Real Estate Law for Kansas on
Q: husband had an affair 5 years ago. he was a cosigner on a house mortgage with the affair partner.

What is his obligation? Is he responsible for the mortgage if she doesn't pay?

Anthony M. Avery
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answered on Sep 1, 2023

Whoever signed the Note is liable personally. If he was a cosigner then he is liable on the Note indebtedbness.

2 Answers | Asked in Bankruptcy and Consumer Law for Kansas on
Q: We contacted lender to voluntarily repo our truck. We then parked it where it could be towed and dropped the insurance

The next day the truck was gone and we thought the lender took it. Several days later the lender said they did not have the truck and it must be stolen and to report it to the police which we did. The truck has not been located. Now the lender is contacting us. What are our options?

Peter Christopher Lomtevas
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answered on Dec 15, 2022

Without seeing the loan agreement that discusses remedies in the event of theft, perhaps the asker owes the full cost of the vehicle minus payments made.

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1 Answer | Asked in Bankruptcy, Consumer Law, Contracts and Education Law for Kansas on
Q: Can I sue my University? I have a degree from this university, they are blocking my from applying for their jobs.

I earned a degree from my local university. I have not been able to get a job in my field and now after applying for 100+ jobs on their website over the last 15 years, their application portal will mysteriously not let me apply for anymore and nobody can figure out why. Can I sue them for... View More

Timothy Denison
Timothy Denison
answered on Jul 1, 2022

You’re going to need some in depth research and data to prove that the degree is worthless or that the university is blocking your efforts to find a job. May be a tough row to hoe.

2 Answers | Asked in Bankruptcy, Consumer Law, Civil Rights and Education Law for Kansas on
Q: Can I sue a University if there degree is useless and didn't advance my career?

I'm in healthcare and have been a clinical associate, CNA and dental assistant. I graduated KU with a 147 credit bachelors of general studies. Now I have a bunch of student debt and the only jobs available for me pay the same or less than before I received my degree and I'm at risk of... View More

W. J. Winterstein Jr.
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W. J. Winterstein Jr.
answered on Dec 15, 2020

On the few facts you provide, it seems that you got what you enrolled and paid for at KU. I assume that you chose your field of study leading to your degree.

That may change somewhat if you have something from KU, in writing, promising you a better paying job/career than what you already...
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1 Answer | Asked in Consumer Law, Contracts, Personal Injury and Products Liability for Kansas on
Q: Rental car>Bad Tags>Pulled over>Charged with FIP>Car Impounded>Jailed

Rented a car and was pulled over due to bad tags. Children's mother forgot firearm. Now being charged with felon in possession. I thought my car was supposed to have valid tags. Now facing multiple felonies.

Tim Akpinar
Tim Akpinar
answered on Nov 19, 2020

A Kansas attorney could advise best, but your question remains open for three weeks and time is of the essence in your actions. Reach out to a Kansas City criminal defense attorney, or if qualifying based on need, you could look into whether you are eligible for a public defender. Good luck... View More

1 Answer | Asked in Contracts, Consumer Law and Real Estate Law for Kansas on
Q: live in apt comp & haven’t had a lease for a year. Got notice that my rent will increase by $75 w/o one Can they?

My lease expired a year ago. They rent the apt for $775, (for the new addition, I live in the old apts) new year lease states that rent is $790, month to month is $840 and if I don’t sign either then the rent will go up an additional $25/mo. Can they do this? Should I move to the new apartments... View More

Maurice Mandel II
Maurice Mandel II
answered on Jun 20, 2020

If you are occupying a premises on a month to month basis, in most places the LL can change the terms of your occupancy by providing you with the notice required under the document. When you hold over after a lease expires, you are usually on the same as a month to month tenancy, unless the lease... View More

1 Answer | Asked in Consumer Law and Contracts for Kansas on
Q: What happens in Kansas if failure to pay and return items to Rent-A-Center?
Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Feb 2, 2020

Probably the same thing that would happen in Florida: the Rent-a-Center can file a criminal complaint for stealing as well as sue you for breach of contract.

1 Answer | Asked in Consumer Law for Kansas on
Q: Is my case most likely going to yield a large settlement?

Not to go into too much detail.. but I am pursuing a lawsuit against a vape company for a severe diagnosis; I have done almost everything I need to do on my end before I sign the contingency agreement; the last step is to have a doctor that the lawyer works with examine me to confirm the diagnosis.... View More

Tim Akpinar
Tim Akpinar
answered on Oct 30, 2019

This is a question that a plaintiff naturally wonders about in any case - what will the settlement or jury verdict be? Your attorney could have a better idea of the value of the case once discovery has been completed and it is ready for the trial calendar. At that point, or possibly sooner,... View More

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