Q: I filed chpt.7 but my automatic stay was removed by the bank, if i convert to a chpt13 do i get a new automatic stay,
And do the bank have to motion the court again to remove the chpt13 stay?
A: Did you have a lawyer when you filed? If so you should ask your attorney or get one before it’s too late.
A: No! It is not that simple. A conversion to a Chapter 13, will also need a new motion to reimpose the automatic stay. The Judge is not going to grant that motion easily. Your situation requires an in person consultation and more facts, than what you posted here.
A: While I agree with the other two answers, it also depends on how the original order lifting the stay was written. The Order could state that the Order survives any conversion. Please seek out counsel in your jurisdiction if you do not already have counsel working on your case.
A: No. And your conversion will likely not be granted as you cannot pay the mortgage debt in a Ch. 13 or you would have done so.
A: You need to retain a competent bankruptcy attorney to handle this for you if you have not already done so.
Not necessarily. This is not an easy question to answer, even with all of the relevant information before the attorney. My assumption is that you do not have an attorney. Your best avenue of relief is to hire one who is extremely familiar with Motion practice and Bankruptcy litigation.
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