Q: How to handle insurance company playing games.
My wife was in a No Injury accident a week ago. My wife had a solid green arrow and was turning into her work shopping center and the defendant ran the red light and t-boned her car. We filed a claim with the defendant's insurance company and they assigned 60% of the blame to their insured and 40% of the blame to my wife. I asked them on what basis they determined the split and they claimed their insured claimed the light was yellow and they believed her. This is impossible because the left turn signal for my wife is NOT a flashing yellow and there is a 3 second All-Red delay before my wife's signal turned green. Because the damages are less then $3,500, it seems like I may have a hard time finding an attorney to handle this insurance agency. If I go to my insurance agency, they may raise our rates. What to do?
A: Is there a police report? If so what did the cop say? Was the other driver cited? File a complaint with the insurance commissioner in your state. This is a bogus ploy that insurance companies like to pull out and it needs legislative action.
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