Q: What type of attorney practice/specialty do I need for issues with Long Term Disability?
I have been on LTD for 15 years. I am now being told I have been overpaid every month for that time and I owe a ton of money back. They have cut out a huge portion of what they say I owe, but it's still a bunch considering I'll be making over $400 less a month now. The issue comes down to them not including overtime in the figures. My claim is audited every year. I am trying to figure out how I am liable for more than a year worth of this if they audit my claim yearly and they missed this issue for 15 years. I am assuming the original issue arose because they asked for my income and that's what I gave them. Now they say that that figure is wrong because it included all m overtime (which was substantial).
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