Q: Car accident details at the bottom
I got into an accident on 4/18/19. In a parking lot so the police where not called. I was backing out of my parking space and the car behind me started to back up and we hit each other.I have video footage and it shows me 75% out of my parking space for she even backs up. I didn’t have passengers but because my Lyft app is on my personal insurance won’t cover it. So technically she come after to me to pay out of pocket to fix the car she was driving. But hers was a company vehicle. She gave me her personal insurance and somehow her insurance has still sent me an estimate on the repair without even switching the case over to the insurance provider of that vehicle or involving the owner of it. How is that possible. As a Lyft Driver, while your app is on, you have liability coverage through them. We are not sure if they will fix the damage of that car or not. But what if she still tries to come after even after wards (if they don’t fix her car) is that something I could really have to pay
A: You should involve your own insurance and let them and lyft figure out who is covering you. If the vehicle is not owned by her but by that employer that insurance would be primary for her.
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