Q: My mortgage company "Ditech", has entered a chapter 11 bankruptcy. Where should notices to the creditor be sent?
Hi, my mortgage company "Ditech" has entered a chapter 11 bankruptcy. They are involved in a class action lawsuit and I was sent out a "Proof of Claim" form from Epiq Global via mail and email. There is a section on the form asking "where should notices to the creditor be sent?" Since Ditech is the debtor in this lawsuit, would I be the creditor due to the fact I would need to file a claim against them from monies inaccurately misappropriated in my mortgage account? Also it asks "Is the payment address the same as the noticing address? with a side note saying "The payment name and address provided will be printed on any claim disbursement checks issued." Would my home address be the payment address?
Thank you for your help!
A: Yes. You should file a proof of claim for the value of your entire house. You are the creditor, Ditech is the debtor. I would ask the trustee if he wants payments sent directly to him.
Bruce Alexander Minnick agrees with this answer
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