Tulsa, OK asked in Personal Injury for Oklahoma

Q: What kind of coverage does a company vehicle have to have.

If a person gets in an accident on his day off while driving a company vehicle is the insurance company only obligated to pay for liability coverage if the person driving the company vehicle is at fault.

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2 Lawyer Answers
Peter N. Munsing
Peter N. Munsing
PREMIUM
Answered

A: You need to contact a member of the Oklahoma Assn for Justice who handles workers compensation to see if you are covered. As to the vehicle wreck, most auto policies have medical, some have wage loss. Ask the attorney about these "first party benefts"

Tim Akpinar
Tim Akpinar
Answered

A: It would most likely be a commercial policy, which the employer would supplement with workers' comp insurance to cover drivers and passengers if they were injured in an accident in the course of their employment. As a general matter, without regard to jurisdiction, coverage would depend on the terms of the policy, but it would be advisable to check with a local attorney so far as verifying specific coverage requirements in the state of Oklahoma.

Tim Akpinar

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