Q: What kind of coverage does a company vehicle have to have.
If a person gets in an accident on his day off while driving a company vehicle is the insurance company only obligated to pay for liability coverage if the person driving the company vehicle is at fault.
A: You need to contact a member of the Oklahoma Assn for Justice who handles workers compensation to see if you are covered. As to the vehicle wreck, most auto policies have medical, some have wage loss. Ask the attorney about these "first party benefts"
A: It would most likely be a commercial policy, which the employer would supplement with workers' comp insurance to cover drivers and passengers if they were injured in an accident in the course of their employment. As a general matter, without regard to jurisdiction, coverage would depend on the terms of the policy, but it would be advisable to check with a local attorney so far as verifying specific coverage requirements in the state of Oklahoma.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.