Q: Insurance Company stopped paying worker comp benefits without notice.
Got hurt on the job in KY, am self-employed and insurance company paid me worker comp benefits for 2 year, a little over and one day after seeing a doctor they wanted me to see they just stopped paying me. Said I was at MMI. Are they able to do that without Judges order and am I able to recoup back pay. I am not able to Return to work-same wage or Physical capable-same job as per their doctor and mine.
A: Yes, the insurance company can stop paying TTD when you are found at MMI. But, the determination of MMI can be contested if your doctor believes you are not at MMI. If and when you are at MMI, however, you then become entitled to compensation for either permanent partial or permanent total disability benefits. You also need to nail down your rights to vocational training, future medicals, and the right to re-open at the same time. Now is the time to seek those benefits, and I strongly suggest you seek legal counsel for that. You have 2 years from the date of the last TTD benefit before your statute of limitations expires. But now that a doctor has offered an opinion that you're at MMI, now is the time to hire an attorney - or otherwise pursue your benefits.
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