Q: I was injured in an auto accident on January 7, 2019, It was clearly not my fault, as indicated in the police report.
The other driver's insurance company has been contacting me nearly every week to settle the matter for $3,000. He tells me that I do not have much time left. I have a spinal cord injury which, although not too serious, has left me in pain to this day. What should I do and how much time do I have to take legal action or accept the settlement? The accident took place in Ewing, NJ where I was living at the time
Generally you have two years in which to bring an action for your personal injuries.
However that time can be shortened for example if a government entity is involved. You should never wait to seek out the assistance of a good lawyer, the sooner a lawyer get started on the case the more he can do the jelly get you a great result. What the insurance company is trying to pay you appears to be what's called nuisance value, the amount that they will pay most claims when they know they're at fault just to get rid of the case. It may not be what your case is really worth which could be more. Unfortunately no one can tell you here online whether it's a fair deal. You should definitely set up an in office consultation, with a copy of your medical records and bring it to an experienced lawyer before it's too late.
Stuart Nachbar agrees with this answer
A: Personal Injury matters have a 2 year Statute of Limitations (so January 6, 2021 to file a lawsuit against their insured). I strongly urge you to get with a Personal Injury Attorney and review the matter. They insurance company is trying to limit their exposure, or perhaps that offer only represents the damage to the vehicle, of that I am unsure from your write up.
Generally, when injured in an automobile accident which would be venued in the State of NJ you have two years to file a lawsuit after which your claim would be time-barred. In the event a governmental entity is at fault this time-frame is severely decreased and also imposes other notice requirements upon the claimant.
You should consult with an attorney who specializes/limits their practice to representing individuals who are injured due to someone else's negligence.
You ask what should you do. No one on this question and answer board can tell you what to do - that's your choice, as to pursuing a claim/legal action or not. But arranging a brief consultation with an attorney could outline the issues to be considered in making that decision - and an attorney who saw your medical documents could evaluate dollar figures in a more meaningful manner. Good luck
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