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Questions Answered by Stuart Nachbar
4 Answers | Asked in Bankruptcy and Tax Law for New Jersey on
Q: How can I qualify for the Chapter 7 means test in NJ with my current income and past high earnings?

I am interested in filing for Chapter 7 Bankruptcy in New Jersey due to approximately $600,000 in debt, primarily IRS-related, incurred before the 3-year non-dischargeable period, with taxes filed timely. In 2025, I moved from New Jersey to Texas and returned to New Jersey in September, so I'm... View More

Stuart Nachbar
Stuart Nachbar
answered on Oct 8, 2025

You need to relax first. Your health is too important. Second, in terms of the Median Income test, it depends on your household size. So a Single Person in NJ, can not have an Income (Gross) of over 84,257, while a Married Couple cant have over 102,903... If you have stopped working all the jobs... View More

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2 Answers | Asked in Criminal Law and Traffic Tickets for New Jersey on
Q: Consequences of driving without a license and using a false name?

My cousin was stopped by a police officer while driving without a license and received two tickets: one for driving without a license and another for driving with the lights off. She used her sister's name at the time of the stop but plans to rectify this in court. This is the first time she... View More

Stuart Nachbar
Stuart Nachbar
answered on Feb 14, 2025

It is going to depend on why she lied to the officer and why she gave her sister's name. It is going to depend on who you get to represent her and his/her relationship with the Prosecutor of that town. Please get her a lawyer familiar with that Towns Prosecutor

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1 Answer | Asked in Education Law for New Jersey on
Q: Can a school suspend my son if has an IEP

He has adhd,odd,anxiety,ocd, tourette and coordination problems

Stuart Nachbar
Stuart Nachbar
answered on Nov 27, 2024

I don’t know how old your child is so this is kind of generalized;

In New Jersey, a school can suspend a student with an Individualized Education Program (IEP) for up to 10 consecutive school days, as long as the suspension is not considered a change in placement. The school district...
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4 Answers | Asked in Bankruptcy and Civil Litigation for New Jersey on
Q: Should I file for bankruptcy with debts and a lawsuit in NJ?

I'm considering filing for bankruptcy due to heavy credit card and personal loan debts. I'm currently involved in a lawsuit and am actively negotiating a debt settlement. Can you advise whether pursuing bankruptcy would be a suitable option for me?

Stuart Nachbar
Stuart Nachbar
answered on Jul 26, 2025

It seems that bankruptcy would/could be an option, but there are numerous questions and facts that need to be fleshed out to make a determination of what type of bankruptcy you would qualify for.

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2 Answers | Asked in Education Law, Civil Rights and Appeals / Appellate Law for New Jersey on
Q: Can I sue a school for dismissing me despite my documented learning disability?

I have a documented learning disability and was dismissed from school for failing. The school was aware of my disability and I had requested accommodations. I appealed the dismissal, however, the decision was not in my favor. Can I sue the school for kicking me out under these circumstances?

Stuart Nachbar
Stuart Nachbar
answered on Jul 12, 2025

You do not state if they honored the accommodation requested. If it was reasonable and not, then perhaps. Otherwise, you can't sue because you failed

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3 Answers | Asked in Traffic Tickets for New Jersey on
Q: Is statute 39:4-67 a moving violation in New Jersey?

I received a ticket under statute 39:4-67, "Obstructing the Flow of Traffic." Is this considered a moving violation, and what are the implications or penalties associated with this ticket?

Stuart Nachbar
Stuart Nachbar
answered on Jul 11, 2025

While it is a moving violation, it is also a "Zero Point" violation, so I tell clients to just pay it as there is no way to go lower on a plea deal.

This response does not constitute legal advice and no attorney client relationship exists by way of answering this question or questions

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2 Answers | Asked in Collections and Banking for New Jersey on
Q: Can a debt collector take funds from my savings account in NJ after a judgment?

I have uncashed checks from Horizon BCBS that will be deposited into my savings account. I have a court judgment against me for credit card debt but have not been notified by the debt collector about taking these funds. Can the debt collector access or take these funds once they are deposited?

Stuart Nachbar
Stuart Nachbar
answered on Feb 25, 2025

The sort answer is yes they can if your name or your social security number is associated with the account. They do need to serve a bank levy on you

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1 Answer | Asked in Traffic Tickets and Car Accidents for New Jersey on
Q: Does 75 § 3334 §§ A (Lead) & 75 § 3309 §§ 1 (Lead) in PA carry any points for a NJ Driver? Do I contest?

I am a NJ driver and met with an accident with a 18 wheeler trailer truck. I was not at fault.

Stuart Nachbar
Stuart Nachbar
answered on Dec 4, 2024

I do not know the Pennsylvania statutes so I cant answer this fully, but I do know that NJ and PA both participate in the Compact Act which makes charges reciprocal.

For more information about same, please go to:...
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2 Answers | Asked in Car Accidents and Personal Injury for New Jersey on
Q: Does Personal Injury Lawyer get a % of settlement if it’s not above the original insurance company offer?

Minor son in car accident. Another Minor was driver of car. His insurance company offered 25k pain and suffering. Talk to Lawyer and he thinks we can get more. If I hire him and we still only get 25k, does he take a full share of the settlement even though I could have gotten that on my own?... View More

Stuart Nachbar
Stuart Nachbar
answered on Nov 27, 2024

Yes, he would be entitled to his fee, but since your child is a minor, Fee in NJ would only be 25%

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1 Answer | Asked in Education Law for New Jersey on
Q: As a public school employee in NJ, do I have the right to request that all parent staff communication be through email?

If I feel a parents request are excessive for her special education child, do I have a right to request all communication, with the exception of IEP meetings, be documented and therefore, conducted via email?

Stuart Nachbar
Stuart Nachbar
answered on Sep 28, 2024

Yes, you can request that all communications outside of the IEP be via email, but I would make sure same is documented in the IEP under the appropriate section, and that there is also a clause for emergency communication

2 Answers | Asked in Car Accidents, Probate and Wrongful Death for New Jersey on
Q: my son‘s father was killed by a drunk driver . The other passenger in the car that survived is now suing my son’s estate

my son’s father died by getting hit by a drunk driver. he was driving. Uber at the time. One of the passengers died as well and One survived. The one that survived is now filing a wrongful death lawsuit against my son’s estate. He’s cleaning all these claims that he told my son‘s father to... View More

Stuart Nachbar
Stuart Nachbar
answered on Jun 21, 2024

Sorry, but there is no question here. Further, counsel is engaged, and I would direct you to ask that person your questions

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2 Answers | Asked in Traffic Tickets for New Jersey on
Q: my sister got a ticket for no insurance card ticket in bayonne NJ, when she was just late to show the card.

Good Afternoon

My sister was visiting me from Philly and got a ticket in Bayonne, NJ while driving my car. she was dropping me off at the train station and while heading back to home in bayonne she missed a red light which was not obvious at a corner on avenue C and cop who a guy gave her... View More

Stuart Nachbar
Stuart Nachbar
answered on Mar 27, 2024

In my opinion, and I know I am saying this at the risk of losing a potential client, have her plead not guilty and go in and show the insurance card and it will probably be down graded without having to involve and pay for counsel

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2 Answers | Asked in Traffic Tickets for New Jersey on
Q: i get ticket 39:3-29 A , however i have valid license but not physical at the point of incident what should i do ?

i get ticket 39:3-29 A , however i have valid license but not physical at the point of incident what should i do ? i have licenace in my mobile with digital copy

Stuart Nachbar
Stuart Nachbar
answered on Mar 19, 2024

Plead not guilty, then take the physical license and show the prosecutor. Should down grade the charge

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2 Answers | Asked in Bankruptcy for Texas on
Q: What does an attorney need to have to force a company or person into involuntary bankruptcy Chapter 7 in Texas?
Stuart Nachbar
Stuart Nachbar
answered on Sep 10, 2023

At least 3 creditors, and some luck. Complicated, but see 11 U.S.C. 303(b) et. Srq.

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4 Answers | Asked in Bankruptcy and Consumer Law for New Jersey on
Q: What are my options when sued by a credit card company for not paying my debt?

debt is $17k. It is my debt, but thought it was included in my debt modification loan with my other credit cards

Stuart Nachbar
Stuart Nachbar
answered on Aug 16, 2023

This is the problem with debt consolidation. Contact the group that did it and see if they have any record of same and payment. If not, then you either work it out of you may need to file a bakruptcy if that is available to you

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1 Answer | Asked in Traffic Tickets for New Jersey on
Q: Does Speeding ticket in Pennsylvania affect my NJ driving record

Speeding over 25 mph

Stuart Nachbar
Stuart Nachbar
answered on Aug 12, 2023

Yes, PA and NJ are part of the Compact:

What is the Driver License Compact (DLC)?

A: The DLC is a compact among 46 member states to maximize law enforcement efforts nationwide.

The major provisions of the DLC, which member states are committed to uphold and enforce, are:...
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4 Answers | Asked in Bankruptcy for New Jersey on
Q: I can’t find record of a consent judgment I have been making payments on when I do a judgment search. What can be reason

This judgment comes from a ch7 bankruptcy from 2 years ago which the creditor challenged in bankruptcy court and we agreed on a final number and payment plan which I have been making payments on. I did a search to see if my payments are recorded with court but the judgment isn’t even recorded it... View More

Stuart Nachbar
Stuart Nachbar
answered on Jun 6, 2023

Your attorney should have a copy of same or it could be on the docket that the court maintains

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2 Answers | Asked in Traffic Tickets for New Jersey on
Q: If I’ve never had an offense before or been pulled over and got a ticket for texting a driving do i get points?

It was leaving my college in bumper to bumper traffic and i was on it for 2 seconds just to put in an adress, what do you think the court will give me

Stuart Nachbar
Stuart Nachbar
answered on Apr 5, 2023

39:4-97.3 Use of a handheld cellphone or electronic communication device while driving (if that it the violation code on the ticket) is a 3 point violation. You can try and plea bargain down by talking to the Prosecutor but you will wind up paying a higher fine

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2 Answers | Asked in Bankruptcy for Pennsylvania on
Q: i WOULD ASK MY UNCLE BUT HE HAS DEMENTIA AND HIS FAMILY WOULD LIKE TO KNOW.

tHE HURSING HOME WANTS TO KNOW WHEN HE FILED FOR BANKRUPTCY AND WHEN HE SIGNED THE HOUSE OVER TO MY OTHER NEPHEW WHO IS DEAD. IF IT WAS EASY TO FIND OUT THE ANSWER I WOULD NOT HAVE ASKED YOU. THANK YOU WE THOUGHT THERE WAS A COURT SOMEWHERE WE COULD ASK.

Stuart Nachbar
Stuart Nachbar
answered on Mar 24, 2023

You can look on PACER or you ca contact his Counsel

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2 Answers | Asked in Bankruptcy, Personal Injury and Civil Litigation for Florida on
Q: Can Civil Case Contempt affected by Bankruptcy filing?

UPDATE: I can't find where to respond to answers, so I will try to clarify better. There was a court order to both parties in the case to cease all public/private communications about the other in all forms, directly or indirectly, during active litigation. In the meantime, defendant filed... View More

Stuart Nachbar
Stuart Nachbar
answered on Mar 17, 2023

Make a Motion to Vacate the Stay, and return to the State Court or have your counsel provide the information of the Contempt to the Trustee and present same to the bankruptcy Court

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