Q: I received a default request entry and the amount is $4600 from a car accident that happened in 2018
I was an employee I don’t work for that company but it’s coming back on me even tho my boss kept saying it has been taken care of. I never had insurance of my own to know what to do. I want nothing to do with this how do I avoid this problem.
Ps someone said I should not default. What does that mean?
A: Allowing a default judgment to be entered against you would result in Plaintiff being given an order allowing them to seek $4,600.00 against you via appropriate collections procedures. You should NOT allow a default judgment to be entered against you. I would recommend contacting the insurance company that insured the vehicle you were operating at the time of the accident. If the policy was valid, they should provide an attorney for your defense pursuant to the terms of the contract for insurance. If the insurance company refuses to provide an attorney, I would advise you to appear in court at the next hearing date and inform the court of any/all circumstances you are aware of that may be relevant to the issue of damages as well as your personal liability for those damages including the insurance company's response to your demand for representation. Defending yourself on a relatively small claim such as this is difficult but not impossible. I would definitely recommend finding the insurance company that insured the vehicle you were driving and starting there. Hope this is helpful!
Kira Damusis, Esq.
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