We have a joint bank account. I work, however my husband is on disability. An attorney's office has frozen part of our savings account. Can they touch this if the majority of the money in the account is from my income.
In Michigan, SS benefits are generally exempt from collection. However, the exempt funds must be "identifiable." This is a complex legal analysis and a definitive answer cannot be gleaned from the facts you provided. Generally, if funds are commingled with other funds, or transferred from an...Read more »
How much is the alleged debt? The first thing you should do is NOT DEFAULT, if possible. From what you wrote here it looks like it may be too late. If you have a valid defense, there is a chance that default can be objected to or set aside. But you likely need to hire a lawyer to file the...Read more »
For the last few years, it's been a nightmare removing the negative inquiries from my credit report. Both Chase and Amazon blame each other. Chase claims they only get their applications electronically, directly from inside Amazon and must process them. Amazon claims there has not been a... Read more »
I strongly suggest you consult with a lawyer before turning yourself in. A lawyer will need to know the charges, possible defenses, the jurisdiction and whether you have any priors before giving you advice.
Your question needs more detail. And that detail should NOT be published here. You need to contact a seasoned criminal defense lawyer and review the facts and your legal options. Generally speaking, probable cause is a complex legal issue that is interpreted by hundreds of legal cases. Your...Read more »
Someone created a paypal account using my SSN. Paypal never alerted me to this. They are rude and are still allowing this person to perform transactions under me even after me telling them it is not me. They never investigated this. Been going on since last Oct. 2018
I sent a letter requesting a reduced settlement amount and monthly payments to settle the debt. I was told they would not do payments that it had to be one lump sum and I can't afford that. I've received the subpoena from the court and have no idea what to do to get this resolved as I can't afford... Read more »
Hire a lawyer. That's the best advice I can give you. Litigation is complex and you are at a distinct disadvantage against an attorney. The answers to your questions are also complex and require knowledge of the Michigan Court Rules, Rules of Evidence, and case law interpretation.
Out of curiosity after we bought it, I looked online to see if their photos had the defect before we bought it and I noticed it in their pictures, sadly, we were not notified of it and we did not notice it until later that same day. The defect is the drivers side sliding door that will not close... Read more »
Interested in a particular vehicle at a used car lot but was told I will not be allowed to take the vehicle to another mechanic's location to have the mechanic inspect the vehicle. I need to know if this is legal in Michigan or not.
The State law covering the alleged violations depends on whether the "collection agency" is a lawyer/law firm or not. Don't get caught suing under the wrong statute. I suggest you contact an experienced FDCPA lawyer to discuss your legal options in more detail.
Husband died. Had no income. Came and got motorhome. Live in Michigan. I have never received letter saying they were suing me. I am afraid to start a account because I'm afraid they will take it. Thank you for your help.
Unfortunately, the answer is "no". Finance companies are unforgiving when it comes to their money . You may wish to consider buying out the lease (if she has the financial ability to do so). This would at least leave you with an asset to sell and save you Mom from damaged credit. If she simply...Read more »
The alleged requirement that co-signors must live at the same address sounds fishy to me. However, this may be a particular requirement of a specific creditor, rather than the dealer. I agree with you that this could be an effort to obtain a higher interest rate.
There is no bright line for the exact amount of calls that violates the law. Courts determine harassment on a case by case basis, considering the number and content of the phone calls, as well as whether third parties are contacted.
Also, you should know that if your creditor is calling...Read more »
He was release on a personal bond and goes to court in a week. The juvenile called his school to get transcripts release for a behavioral school but we haven’t went to court yet. On paper work said parents felt to address substance use. Are they trying to lock him up or will he get release. He... Read more »
More facts are required to provide you with an accurate answer. I urge you to retain a lawyer to defend your son as soon as possible. I suggest you find a lawyer who regularly practices in the court where the charges were brought.
I have not been charged but told the cops were going to be involved for me doing this to someone. I wiped their phone clean. I have no prior criminal record but am still worried about the trouble I'll be getting into.
Have you been charged? Depending on the circumstances and your prior criminal record (if applicable), this action could be very serious. You need a good lawyer, particularly one who has experience in the district where you have been charged.
Collection calls can be stressful. As hard as it is, you should have a plan. As outlined by the other attorney, you can send cease and desist letters to any or all debt collectors. However sometimes it is difficult to determine who is who when you are bombarded by multiple collectors. One good...Read more »
My contractor took money and did not do or finish jobs. Also found out he took money he claimed to give the subcontractor and didn't give him that money either. I am not over budget and 23 weeks behind. I want to go after the contractor and was told some of what he did was criminal and the police... Read more »
Criminal court is different than civil court. Law enforcement often refuse to prosecute wrongdoers (criminally) and tell consumers that this is a "civil matter". Accordingly, if you wish to pursue the wrongdoer, you must to so by filing a civil lawsuit. Small claims court limits damages to...Read more »
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