Q: I need a lawyer to help me with a fraud that I did not commit and now I'm having problems opening a bank account

A: It appears that you and your husband have been caught in a web of suspicion caused by the enormous increase in the number of fraudulent checks being deposited by bank customers. Most banks immediately freeze all accounts owned by customer whenever any account gets hit by a fraudulent deposit. And all banks hit will immediately open up internal investigations--which must be reported to federal and state banking authorities--because something must be done to slow down or stop this fraudulent activity.

Making matters worse, iIn your case it appears that the bank also filed a criminal fraud complaint against you (and/or your husband) with your local law enforcement agency--which you say resulted in you not being charged because the police thinks you were the victim. Right? Unfortunately, that finding does not mean your bank--or any other bank--MUST let you open a new account. Why? Who knows. All I am telling you is that--unless you can find some way to convince a new bank that you (and/or your husband) did not commit bank fraud--you may be hounded by this web of suspicion for some time to come.

Having said all that, I will close by saying there are inexpensive ways to get bank customers out of this unfortunate trap; you should consider hiring a lawyer having experience in commercial banking to help you convince some bank to give you and your husband another chance. Use the Find a Lawyer tab at the top of the page to look for a lawyer; if they are really good they do not have to work in your city. Good luck.