Q: IF I CANT AFFORD THE CAR I PURCHASED ( MONTHLY PAYMENTS ) CAN I ASK THE CREDITOR TO REPOSSESS THE CAR?
I NEVER PAID THE SALES TAX ON IT, I CANT AFFORD THE TAXES,$1800, IT WAS NEVER TITLED IN MY NAME, IVE BEEN DRIVING AROUND WITH MY OLD PLATES FOR 6 MONTHS, AND IM 3 MONTHS BEHIND IN THE PAYMENTS. I NEVER SHOULD HAVE PURCHASED THE CAR, ITS ALMOST $ 400 A MONTH, AND MY HOURS AT WORK HAVE BEEN CUT. CAN I JUST LET THEM TAKE THE CAR? IF THEY DO, WHAT ARE MY OPTIONS? ID LIKE TO FIND A USED CAR AT A MUCH LOWER PRICE THAT I CAN MAKE PAYMENTS ON.
A: You can ask. If it gets repossessed it will be resold and you'll probably be sued for the deficiency, however.
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