Q: hello I was wondering if you have to pay back Progessive they paid out on a claim I was in an bike accident
as we got an settlement after paying bills didn't have much left we lived in calf at the time last year
A:
If a Florida accident and insurance policy, then your PIP does not get reimbursed (unless you had a deductible which wasn't paid) but Medical Payments (also known as MedPay) does get reimbursed unless waived.
If your policy was issued in another State, then different law and policy rules apply. You should speak to your lawyer, if you had one, who was involved in the settlement.
A: Your question is not very clear. You were injured in the accident and another party, insured by Progressive, paid you for your injury? If so, no: you don't have to pay them back.
A:
Good afternoon:
There appears to be some additional information I would need to answer your question specifically. Who does Progressive insure, you or the other driver? What type of payments did Progressive make on the claim? Was it Bodily Injury Liability, Uninsured/Underinsured Motorist, PIP, Med Pay? Where did the accident occur? Where was the Progressive policy issued?
Generally speaking, in Florida an auto insurance company does not have right of reimbursement for bodily injury liability payments made. They may have a right of reimbursement for Medical Payments made under the Medical Payments Coverage.
If this accident occurred in CA, I would consult with a lawyer in that state as different laws may apply.
If you have any specific questions you would like to discuss, please feel free to give us a call in the office.
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