Q: hello I was wondering if you have to pay back Progessive they paid out on a claim I was in an bike accident
as we got an settlement after paying bills didn't have much left we lived in calf at the time last year
A: If a Florida accident and insurance policy, then your PIP does not get reimbursed (unless you had a deductible which wasn't paid) but Medical Payments (also known as MedPay) does get reimbursed unless waived.
If your policy was issued in another State, then different law and policy rules apply. You should speak to your lawyer, if you had one, who was involved in the settlement.
A: Your question is not very clear. You were injured in the accident and another party, insured by Progressive, paid you for your injury? If so, no: you don't have to pay them back.
A: Good afternoon:
There appears to be some additional information I would need to answer your question specifically. Who does Progressive insure, you or the other driver? What type of payments did Progressive make on the claim? Was it Bodily Injury Liability, Uninsured/Underinsured Motorist, PIP, Med Pay? Where did the accident occur? Where was the Progressive policy issued?
Generally speaking, in Florida an auto insurance company does not have right of reimbursement for bodily injury liability payments made. They may have a right of reimbursement for Medical Payments made under the Medical Payments Coverage.
If this accident occurred in CA, I would consult with a lawyer in that state as different laws may apply.
If you have any specific questions you would like to discuss, please feel free to give us a call in the office.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.