Willimantic, CT asked in Estate Planning for Connecticut

Q: My husband bought our house in his name only. I am not on mortgage or deed am I responsible for it if he dies. Thanks

Live in CT and he had no will at this time.

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2 Lawyer Answers
Nina Whitehurst
Nina Whitehurst pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
  • Estate Planning Lawyer
  • Crossville, TN

A: You are not and will not be personally liable on the loan because you did not sign the note. However, if you inherit the house the lender can foreclose if the payments stop rolling in.

Steven Basche agrees with this answer

Matthew A. Wiley
Matthew A. Wiley
  • Estate Planning Lawyer
  • Shelton, CT
  • Licensed in Connecticut

A: This is a complicated question. You are most likely not responsible for it but you are probably the beneficiary of it. Spouses are not responsible for their spouses, debt so long as it is not medical debt. When someone passes without a will in Connecticut the wife usually inherits. How much depends on if he had children. The debt does however attach to the land. So if you want the property you have to pay the debt.

You should probably do a full consultation with a lawyer to review all of your options. Feel free to reach out to me if I can be of assistance.

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