Midland, GA asked in Bankruptcy for Georgia

Q: Can I avoid a dismissal of my Chapter 13 by getting current on my payments. I received a letter seeking dismissal

I have completed 99% of my Chapter 13 and it’s a 5 year plan. Just got behind the last couple of payments. I have made smaller payments but not the full amount

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3 Lawyer Answers
Kenneth Allen Parker
Kenneth Allen Parker
Answered
  • Bankruptcy Lawyer
  • Buford, GA
  • Licensed in Georgia

A: More than likely, the answer is Yes, if the only issue is late payments. If you have an attorney, contact him/her immediately and they may be able to work out an arraignment to get your payments current. If you do not have an attorney, I’d advise contacting one immediately.

Jeffrey William Narmore agrees with this answer

Jeffrey William Narmore
Jeffrey William Narmore
Answered
  • Bankruptcy Lawyer
  • Pooler, GA
  • Licensed in Georgia

A: It is very likely. If you have an attorney, get in touch with him or her right away to let them know you want to finish your case. Otherwise contact the Trustee. If you do not have an attorney and cannot get in touch with the Trustee you may need to file a request for hearing or other response. The Court usually has instructions about what you need to do exactly, but make sure that your case is not dismissed by default for failure to respond by a deadline. If you have already completed most of your payments the Trustee and Court will probably be willing to give you the opportunity to get caught up.

Wishing you luck in completing your plan and a fresh start after that,

Jeff Narmore

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. Getting current ASAP will likely avoid a dismissal of your case.

1 user found this answer helpful

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