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Questions Answered by Kenneth Allen Parker

1 Answer | Asked in Bankruptcy for Georgia on

Q: Does anyone know of a low price or legal aid or something lawyer for bankruptcy in the Cleveland GA area?

My husband is 65 and I am 55 and he has end stage liver disease and we have just had so many setbacks that we are under a load we can't get out of. We are lucky now to have a few dollars left after we pay what we can and we haven't had a car since about October of last year. We just need help and I... Read more »

Kenneth Allen Parker answered on Feb 22, 2018

Feel free to contact me at (404) 378-0600. The cost is 1500.00 but that may be a lot cheaper than paying debt you can’t afford.

Ken Parker

1 Answer | Asked in Bankruptcy for Georgia on

Q: I've paid my first month on a debt management program, but I want to file bankruptcy instead. How do I do this?

What steps do I need to take or is this even possible since I've started making payments

Kenneth Allen Parker answered on Feb 22, 2018

Contact a bankruptcy attorney as soon as possible before you make another payment on the debt management program. It may actually save you money in the long run.

Ken Parker

404-378-0600

1 Answer | Asked in Bankruptcy for Georgia on

Q: Can I file chapter 7 on just credit accounts?

I have a home and vehicle that I can pay comfortablely if I could get rid of the credit debt..or will I have to file chapter 13 because of the fact that I still owe on the home and vehicle?

Kenneth Allen Parker answered on Jan 30, 2018

You may be able to file either a Chapter 7 or Chapter 13 Bankruptcy case. The fact that you still owe on a house and vehicle play a part in that determination but it will also depend on whether how much equity you have in these items and if you are current on them. Please call a Bankruptcy attorney... Read more »

1 Answer | Asked in Bankruptcy for Georgia on

Q: Is ch 7 still possible if you fail the means test, but the unsecured debt x.25 is greater than your disposable income?

I make to much according to means test to file CH 7, but at the bottom it has the section to look at your disposable vs unsecured x .25. My quarter is much higher than my disposable. Also, i did not include my student loans anywhere in this calculation, should I?

Kenneth Allen Parker answered on Sep 7, 2016

Contact a Bankruptcy Attorney. The Means test is complicated and can be misleading.

1 Answer | Asked in Bankruptcy for Georgia on

Q: Ex wife was given house 16 years ago quick claim was filed five years a go I am filing For 7 bankruptcy will the

She is worried about losing her house

Kenneth Allen Parker answered on Sep 7, 2016

As long as the transfer of the house was pursuant to a Divorce Decree, then it should be ok. It was over a year ago, so you shouldn't need to disclosed it on your Bankruptcy Petition.

1 Answer | Asked in Bankruptcy for Georgia on

Q: If i was going to file bankruptcy against {1} Insurance company for $4,700. How much do u charge?

Kenneth Allen Parker answered on Sep 7, 2016

For a Chapter 7, $1,500.00

1 Answer | Asked in Bankruptcy for Georgia on

Q: How long will it take for discharge papers if I filled in 2011 and June 2016 was my 5 year mark. Im at 100% of payment

and the trustee is still deducting money from my check

Kenneth Allen Parker answered on Sep 7, 2016

If you have an attorney, contact them so they can contact the Trustee. If you filed yourself, contact the Trustee and see if your case has paid out. After a case has paid out, you will need to file a 1328 certificate and make sure your 2nd credit counseling course has been filed.

1 Answer | Asked in Bankruptcy for Georgia on

Q: After my case is over and I don't want my car anymore can I turned back in and will I still have to pay for it

Kenneth Allen Parker answered on Sep 7, 2016

If you filed a Chapter 7 and DID NOT sign a reaffirmation agreement, then you should be able to return the car.

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