Times are tough for me i have a lot of medical debt and i'm thinking of filing chapter 7, i live in a moble home worth 9,000 on rented land and a 10,000 non cashable life insurance policy,7 firearm value at 1,500 clothes 150 and 25 bucks in my saving account.Would i be able to keep all these... View More
You will most likely be able to keep everything. The key is to list everything and then exempt it under the applicable exemption. Some attorneys offer, free consultations, so it won’t cost you anything to explore the possibility of filing bankruptcy.
My case was confirmed in 2019 and my attorney couldn’t give a solid answer on this. From my research it looks like it exempt from being taken like your tax returns. Please someone help because I’m not sure what to do once I get the deposit
More than likely, the answer is Yes, if the only issue is late payments. If you have an attorney, contact him/her immediately and they may be able to work out an arraignment to get your payments current. If you do not have an attorney, I’d advise contacting one immediately.
My husband is 65 and I am 55 and he has end stage liver disease and we have just had so many setbacks that we are under a load we can't get out of. We are lucky now to have a few dollars left after we pay what we can and we haven't had a car since about October of last year. We just need... View More
You may be able to file either a Chapter 7 or Chapter 13 Bankruptcy case. The fact that you still owe on a house and vehicle play a part in that determination but it will also depend on whether how much equity you have in these items and if you are current on them. Please call a Bankruptcy attorney...View More
I make to much according to means test to file CH 7, but at the bottom it has the section to look at your disposable vs unsecured x .25. My quarter is much higher than my disposable. Also, i did not include my student loans anywhere in this calculation, should I?
If you have an attorney, contact them so they can contact the Trustee. If you filed yourself, contact the Trustee and see if your case has paid out. After a case has paid out, you will need to file a 1328 certificate and make sure your 2nd credit counseling course has been filed.
If you filed a Chapter 7 and DID NOT sign a reaffirmation agreement, then you should be able to return the car.
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