Times are tough for me i have a lot of medical debt and i'm thinking of filing chapter 7, i live in a moble home worth 9,000 on rented land and a 10,000 non cashable life insurance policy,7 firearm value at 1,500 clothes 150 and 25 bucks in my saving account.Would i be able to keep all these... View More 
answered on Jun 7, 2023
You will most likely be able to keep everything. The key is to list everything and then exempt it under the applicable exemption. Some attorneys offer, free consultations, so it won’t cost you anything to explore the possibility of filing bankruptcy.
My case was confirmed in 2019 and my attorney couldn’t give a solid answer on this. From my research it looks like it exempt from being taken like your tax returns. Please someone help because I’m not sure what to do once I get the deposit
answered on Apr 6, 2020
From what I understand, the Northern District Chapter 13 Trustees will not be seeking stimulus checks.
I have completed 99% of my Chapter 13 and it’s a 5 year plan. Just got behind the last couple of payments. I have made smaller payments but not the full amount
answered on Sep 21, 2019
More than likely, the answer is Yes, if the only issue is late payments. If you have an attorney, contact him/her immediately and they may be able to work out an arraignment to get your payments current. If you do not have an attorney, I’d advise contacting one immediately.
My husband is 65 and I am 55 and he has end stage liver disease and we have just had so many setbacks that we are under a load we can't get out of. We are lucky now to have a few dollars left after we pay what we can and we haven't had a car since about October of last year. We just need... View More
answered on Feb 22, 2018
Feel free to contact me at (404) 378-0600. The cost is 1500.00 but that may be a lot cheaper than paying debt you can’t afford.
Ken Parker
What steps do I need to take or is this even possible since I've started making payments
answered on Feb 22, 2018
Contact a bankruptcy attorney as soon as possible before you make another payment on the debt management program. It may actually save you money in the long run.
Ken Parker
404-378-0600
I have a home and vehicle that I can pay comfortablely if I could get rid of the credit debt..or will I have to file chapter 13 because of the fact that I still owe on the home and vehicle?
answered on Jan 30, 2018
You may be able to file either a Chapter 7 or Chapter 13 Bankruptcy case. The fact that you still owe on a house and vehicle play a part in that determination but it will also depend on whether how much equity you have in these items and if you are current on them. Please call a Bankruptcy attorney... View More
I make to much according to means test to file CH 7, but at the bottom it has the section to look at your disposable vs unsecured x .25. My quarter is much higher than my disposable. Also, i did not include my student loans anywhere in this calculation, should I?
answered on Sep 7, 2016
Contact a Bankruptcy Attorney. The Means test is complicated and can be misleading.
She is worried about losing her house
answered on Sep 7, 2016
As long as the transfer of the house was pursuant to a Divorce Decree, then it should be ok. It was over a year ago, so you shouldn't need to disclosed it on your Bankruptcy Petition.
and the trustee is still deducting money from my check
answered on Sep 7, 2016
If you have an attorney, contact them so they can contact the Trustee. If you filed yourself, contact the Trustee and see if your case has paid out. After a case has paid out, you will need to file a 1328 certificate and make sure your 2nd credit counseling course has been filed.
answered on Sep 7, 2016
If you filed a Chapter 7 and DID NOT sign a reaffirmation agreement, then you should be able to return the car.
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