Q: I want to refi my house, am in ch 13. I know i need to get permission from the court but wish to file the forms myself.
I have the form for the refi, but do i need to also modify my plan? I dont pay my lender through the plan. Do i also need to file something to file these without an attorney?
A: If you don't have an attorney representing you in your Chapter 13 - I urge you to seek such assistance. The proposed refinance may impact your budget and therefore impact your plan which would require an amended plan. You may be able to meet with an attorney for advice about how to proceed - which would entail a consult fee. I don't recommend that you do this without legal guidance.
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