Q: what kind of attorney do I contact in Indiana to sue an uninsured driver? My insurance is not involved
I was hit yesterday by an uninsured motorist who was driving his girlfriends car, which was also uninsured. I do have full coverage, however the day that I got hit, I had literally just reinstated my insurance like not even an hour before (I was in another state for 5 months and didn’t need it). So I can’t file a claim with them they said but they did send the proof to DMV. I am going to pay for my own repairs. I just need to know what kind of attorney can I contact to sue the driver and owner of the car?
A: Assuming the accident was NOT your fault, you do NOT need an attorney, UNLESS YOU WERE INJURED. If you were injured, contact a personal injury attorney. They will file a UM claim against YOUR carrier. If you reinstated your insurance at 11:59 and then had an accident at noon, you are still covered. YOUR insurance should be covering your claim, less your deductible. When out-of-state or out-of-the-country, you still need insurance for theft and comprehensive damage. NEVER cancel your insurance, altogether.
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