Q: I have 3 kids from my first marriage one child is over 18 and 2 under 18 years old. Now I am remarried and have 2 kids
Under 6.. I do not Have a will, how would everything that belongs to me be split if i pass without a will? The house and cars are in my name and my wife’s name, and my wife is the beneficiary on my life insurance. Will everything go to my wife or will it be split between my wife and all my kids?
A:
Regarding the house and cars, it is not possible to say without reviewing the precise wording on the titles. Regarding the life insurance, if your wife is the primary beneficiary and she survives you, she will get the proceeds.
As to everything else, if your wife survives you, she will get one-third of your estate and your children with share the other two-thirds.
Because you have minor children, you really should engage in some thorough estate planning to ensure that your children's inheritances are properly managed by someone that you trust. You will also want to nominate guardians for them. Other reasons to do estate planning include: avoid probate, privacy, tax advantages, and more.
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