Birmingham, AL asked in Banking and Contracts for Alabama

Q: I am in the process of purchasing a home and am the only one on the mortgage. My wife doesn't have an ID. Can we close?


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1 Lawyer Answer
Amanda B Cook
Amanda B Cook
  • Business Law Lawyer
  • Montgomery, AL
  • Licensed in Alabama

A: You should ask this question of your financial institution and your closing attorney's office. There is usually an affidavit which the bank requires the closing attorney to sign that states the attorney or closing agent has asked all parties to prove themselves by identification. Whether or nor this requirement can be waived will be up to your bank.

Tim Akpinar agrees with this answer

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