Leeds, NY asked in Consumer Law for New York

Q: I need help fighting a bill in collections that i never should have had in the first place

In 2012 i attended UCCC and when i bought my books from the bookstore on campus the attendant rented one of the books instead of putting it through for purchase, i was never informed of this and now they are withholding my transcripts until i pay for the book. I agreed to do this but the 12.12 i owed for the book has been sent to collections of which i was never notified that it was there and then again transferred to a law office the bill is now almost 200.00 and up until a few weeks ago i never even knew the bill existed. I cannot afford to pay this large amount and i am agreeing to pay the original fee of 12.12, they are now holding my ability to further my education hostage until i pay a bill i never should have gotten and now cannot afford.

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1 Lawyer Answer

A: You need to dispute the debt and contact a debt collections attorney in your area for a consultation asap. If they are wrongly trying to collect on this debt and unjustly holding your transcripts you may have incurred damages entitling you to a recovery. Each State has it's own Debt Collection Laws in addition to the Federal Debt Collection Laws; therefore, consulting an attorney in private as soon as possible would be advisable.

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